Corporation
Cash & reserves
Track actual corporate cash and holdings. Market timing, stock rankings and mock regime signals have been removed.
Corporate pulse
Current cash-planning setup
$0
current corporate cash
Holdings
0
Buffer
2 mo
Contribution target
$30,000
Province
BC
Insufficient Reserve
Cash is short of the modelled reserve requirement by $69,393.
Next: Add at least $69,393 to corporate cash, reduce the payroll-cushion assumption, or replace the proxy tax reserve with your accountant’s actual instalment figure before deploying investment cash.
Cash readiness
Reserve funding
0%$69,393 reserve gap
Investment target coverage
0%$30,000 remaining
📥 Corporate Inflow (click to edit)
Bi-weekly net operating inflow before payroll/tax
Average monthly inflow (26 pay periods / 12)
Calculated
Annual projected inflow
📤 Monthly Outflow (click to edit)
Physician annual salary
Spouse annual salary
Total monthly payroll
Estimated monthly payroll remittance
2026 BC income-tax + CPP/QPP/EI/QPIP planning estimate; replace with actual payroll remittance when known
🛡️ Reserve Calculation (click to edit)
Next payroll + remittance reserve
One month of salary plus estimated payroll remittance
Corp tax reserve (2 months)
Proxy: 11.0% of estimated taxable profit after salary and employer payroll; excludes other deductible expenses
Additional payroll cash cushion (2 months)
Total reserves required
Current cash balance
Cash after reserves
Deployable Investment Cash
$0
Investment contribution target
Next: To meet the current investment target without breaching reserves, increase corporate cash by $30,000, lower the target, or reduce reserve requirements only if the underlying obligation has actually changed.
Rules
✗ Payroll reserve funded
✗ Tax reserve funded
✗ Payroll cash cushion funded