Review inputsFor informational purposes only. Payment-model starter values are illustrative. Replace them with current provincial schedules or contract terms; estimates are not financial, tax, legal, or billing advice.
Clinical payment program
Current in BCLongitudinal Family Physician (LFP)
Current BC longitudinal model: patient interactions + direct/indirect time + panel payment.
Province-filtered. Only remuneration programs documented as currently available in the selected province are shown. Availability does not imply universal eligibility: some options require a specific site, contract, panel, institutional appointment or program approval. Starter financial values remain illustrative; replace them with the actual terms for the opportunity being assessed.
SourceDoctors of BC — LFP Payment Model · reviewed Sep 2026
Current scenario
Financial snapshot
23.0%
$144,000 modeled overhead + clinic fees
$85,055
14.8% effective rate
$8,228
Employee statutory payroll
$231
52.0 total hours / week
Live financial flow
From clinical work to household and retained capital
Values update with the current scenario. The final wealth stage is conceptual because spending and investment choices are modelled elsewhere.
Practice
Clinical revenue
$576,400
$144,000 modelled clinic costs
Corporation
Income after clinic costs
$432,400
Before salaries, employer payroll and corporate income tax.
Annual allocation
Where post-practice income sits
$175,840
Estimated annual take-home after personal tax and employee payroll.
$154,723
Cash retained in the corporation after modelled corporate tax and payroll.
Future
Long-term wealth
Household saving, corporate investing, housing and retirement choices build from these two pools.
Practice
Clinical revenue
$576,400
Corporation
After clinic costs
$432,400
Household
Take-home
$175,840
Corporation
Retained capital
$154,723
Future
Long-term wealth
Household and corporate capital feed future housing, investing and retirement decisions.
Practice economics
Practice-to-household ledger
Clinical revenue allocation
Animated shares are proportional to the current annualized model.
25% · $144,000
43% · $250,000
1% · $8,554
3% · $19,123
27% · $154,723
Medical corporation
Clinical revenue after clinic costs, compensation, employer payroll and corporate tax.
Gross clinical revenue
$576,400
Clinic overhead & fixed fees
− $144,000
Corporate income after clinic costs
$432,400
Salaries paid from corporation
− $250,000
Employer payroll cost
− $8,554
Pre-tax corporate profit
$173,846
Corporate income tax
− $19,123
Retained in corporation
$154,723
Household
Gross salaries paid from the corporation, then employee payroll and personal income tax.
Gross household salaries
$250,000
Employee CPP / EI / QPIP
− $8,228
Personal income tax
− $65,932
Household take-home
$14,653 per month
$175,840
What changed?
Scenario controls
Assumptions
Clinical days / week
Patients per day
Clinical hours / day
Indirect hours / week
Working weeks / year
Longitudinal Family Physician (LFP)
Reviewed Sep 2026Average encounter payment
Clinical time rate ($ / hour)
Estimated annual panel funding (enter current PAS / complexity amount)
Model / access bonuses
Quality / performance bonuses
Other clinical income / stipends
Rural / location premium (%)
Income distribution
Where the money goes
Sensitivity: retained cash
+0.5 clinical day/wk
+$53,400 / yr
+$5 encounter fee
+$34,176 / yr
+1 billable hr/day
+$25,632 / yr
Practice efficiency
$3,002
192 clinical days / yr
$70
52 total hrs / week
26.8%
$154,723 retained / yr
25.0%
Overhead + fixed clinic deductions
7,680
40 per clinical day
Billings
$576,400
Take-home
$175,840
Corp retained
$154,723