Physician Planner Check inputs
Scenario (copy)BC · FFSOverhead 23% · cap $132,000

For informational purposes only. Payment-model starter values are illustrative. Replace them with current provincial schedules or contract terms; estimates are not financial, tax, legal, or billing advice.

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Clinical payment program

Current in BC

Fee for service

Traditional MSP fee-for-service community family practice.

Available in British Columbia

5 options

Province-filtered. Only remuneration programs documented as currently available in the selected province are shown. Availability does not imply universal eligibility: some options require a specific site, contract, panel, institutional appointment or program approval. Starter financial values remain illustrative; replace them with the actual terms for the opportunity being assessed.

Source

Doctors of BC — Family physician payment model comparison · reviewed Sep 2026

Scenario
Compare

Current scenario

Financial snapshot

Annualized from the assumptions currently entered

Household take-home

$175,840

$14,653 per month combined

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Retained in corporation

-$4,442

Target $200,000

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Retained-cash target0%

$204,442 remaining to target

Clinic overhead & fees

$91,488

23.0% overhead rate

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Revenue / work hour

$138

52.0 total work hours per week

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Overhead rate

23.0%

$91,488 modeled overhead + clinic fees

Income tax

$65,932

19.1% effective rate

CPP / EI / QPIP

$8,228

Employee statutory payroll

Gross annual billings

$345,600

FFS

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Scenario controls

Assumptions

Essentials are shown first. Open Advanced only when you need compensation, tax or detailed overhead controls.

Clinical days / week

07

Patients per day

080

Working weeks / year

052

Fee for service

Reviewed Sep 2026

Traditional MSP fee-for-service community family practice.

Average paid fee per encounter

$0$250

Revenue = clinical days × patients/day × working weeks × average paid encounter fee.

Optional annual additions

Model / access bonuses

$0$150,000

Quality / performance bonuses

$0$100,000

Other clinical income / stipends

$0$200,000

Rural / location premium (%)

0.0%50.0%

Estimated annual clinical revenue

Fee-for-service encounters$345,600
Gross clinical revenue$345,600

Income distribution

Where current-year clinical revenue ends up

PhysicianSpousePersonal tax$0$35k$70k$105k$140k$136k$40k$66k

Where the money goes

Annualized flow from gross income to taxes, payroll and retained cash.

19.1% effective income-tax rate
Gross clinical revenue
$345,600
Overhead
$79,488
Salaries paid from corporation
$250,000
Corporate tax
$0
Personal income tax
$65,932
Employee CPP / EI / QPIP
$8,228
Left in corporation
$0

Sensitivity: retained cash

Largest positive one-step changes under the current assumptions.

+0.5 clinical day/wk

+$30,094 / yr

+$5 encounter fee

+$26,804 / yr

Add 2 patients/day

+$12,331 / yr

Billings

$345,600

Take-home

$175,840

Corp retained

$-4,442