Physician Planner Review inputs
Scenario (copy)BC · LFPOverhead 23% · cap $132,000

For informational purposes only. Payment-model starter values are illustrative. Replace them with current provincial schedules or contract terms; estimates are not financial, tax, legal, or billing advice.

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Clinical payment program

Current in BC

Longitudinal Family Physician (LFP)

Current BC longitudinal model: patient interactions + direct/indirect time + panel payment.

Available in British Columbia

5 options

Province-filtered. Only remuneration programs documented as currently available in the selected province are shown. Availability does not imply universal eligibility: some options require a specific site, contract, panel, institutional appointment or program approval. Starter financial values remain illustrative; replace them with the actual terms for the opportunity being assessed.

Source

Doctors of BC — LFP Payment Model · reviewed Sep 2026

Scenario
Compare

Current scenario

Financial snapshot

Annualized from the assumptions currently entered

Household take-home

$175,840

$14,653 per month combined

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Retained in corporation

$154,723

Target $200,000

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Retained-cash target77%

$45,277 remaining to target

Clinic overhead & fees

$144,000

Clinic cap applied

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Revenue / work hour

$231

52.0 total work hours per week

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Overhead rate

23.0%

$144,000 modeled overhead + clinic fees

Income tax

$85,055

14.8% effective rate

CPP / EI / QPIP

$8,228

Employee statutory payroll

Gross annual billings

$576,400

LFP

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Assumptions

Essentials are shown first. Open Advanced only when you need compensation, tax or detailed overhead controls.

Clinical days / week

07

Patients per day

080

Clinical hours / day

014

Indirect hours / week

030

Working weeks / year

052

Longitudinal Family Physician (LFP)

Reviewed Sep 2026

Current BC longitudinal model: patient interactions + direct/indirect time + panel payment.

Average encounter payment

$0$200

Clinical time rate ($ / hour)

$0$500

Estimated annual panel funding (enter current PAS / complexity amount)

$0$400,000

Optional annual additions

Model / access bonuses

$0$150,000

Quality / performance bonuses

$0$100,000

Other clinical income / stipends

$0$200,000

Rural / location premium (%)

0.0%50.0%

Estimated annual clinical revenue

Encounter payments$192,000
Direct clinical time$288,000
Indirect / administrative time$86,400
Panel payments$10,000
Gross clinical revenue$576,400

Income distribution

Where current-year clinical revenue ends up

PhysicianSpousePersonal taxCorp taxRetained$0$40k$80k$120k$160k$136k$40k$66k$19k$155k

Where the money goes

Annualized flow from gross income to taxes, payroll and retained cash.

14.8% effective income-tax rate
Gross clinical revenue
$576,400
Overhead
$132,000
Salaries paid from corporation
$250,000
Corporate tax
$19,123
Personal income tax
$65,932
Employee CPP / EI / QPIP
$8,228
Left in corporation
$154,723

Sensitivity: retained cash

Largest positive one-step changes under the current assumptions.

+0.5 clinical day/wk

+$53,400 / yr

+$5 encounter fee

+$34,176 / yr

+1 billable hr/day

+$25,632 / yr

Billings

$576,400

Take-home

$175,840

Corp retained

$154,723